Covenants

The following is a summary of the framework and community standards for the White Oak Ridge Subdivision in Winston County, Alabama, effective February 6, 2023.

Key Takeaways

• Financial Obligations: Every lot owner must pay an annual assessment of $500, due every January 15th. Late payments (30+ days) trigger a $25 fee, 18% annual interest, and potential property liens.

• Building Restrictions: Homes must be at least 2,000 sq. ft. for single-story or have 1,000 sq. ft. on the first level for multi-story. Metal siding/roofing and exposed concrete blocks are prohibited; foundations must be finished in brick or masonry.

• Mandatory Approvals: No construction, fencing, or major tree removal (over 6" diameter) can occur without written approval from the Architectural Review Committee (ARC) and a $100 plan review fee.

• Property Maintenance: Owners are responsible for mowing and debris removal. If neglected, the HOA may perform the work at the owner's expense after a 10-day notice.

• Strict Use Rules:

  • Vehicles: Limited to three outside a garage; boats and trailers must be hidden from street view.

  • Animals: Only household pets are allowed (on leashes); no livestock or commercial breeding.

  • Utilities: All electrical lines must be underground, and each lot must have its own approved sewage system.

• Gated Community: The HOA maintains a private, gated entrance with specific access protocols for residents and emergency services.

• Legal Standing: These covenants are binding for 30 years and require a 66% majority vote from owners to change.